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Steps Toward Divorce


When you're faced with the possibility of divorce it's important that you make sure you and your children (if you have any) are taken care of. Before you even visit the attorney you'll want to assess your financial situation. Income, expenses, child support, credit, they all play a part in your decision.

The very first thing to consider is your income. How much is your income? What are your expected monthly expenses? In this figure you must include your basic necessities. If you have children you'll need to include the figure for childcare. Now you have the two most important numbers in this equation. Hold onto these for a few minutes. You'll need this in a moment.

The issue of child support has to be included before we make the rest of our calculations. Many want to include a figure for expected child support into their income. This decision could produce an unwanted result. First, you do not know exactly how much a court is going to award you. Second, you may think you know your spouse but you really don't. You think they're going to pay child support faithfully but the chances still exists that they will not. So, to protect yourself and your children, I'm asking that you leave this figure out of the income total.

Now I want you to take your income and subtract your expenses. Does your income cover your expenses? If so, great, you know that you can afford to leave your spouse. If your income does not cover your expenses then you are not in a position to leave right now, unless you are in an abusive relationship. If you are in an abusive relationship, it's important to get out now!

When you have more month than money you have other issues to consider. If you leave now, where will the extra money come from? Do you have a friend or relative that can help you out until you can generate extra income. Can you get a second job? Are you currently in a position to earn more than you're making. Many times we stay at the same job for years and years not making what we're worth. Now is the time to assess your earnings potential. Do some research into what is the going rate for your job. You might be pleasantly surprised. If you don't have a higher earning potential, what can you do to increase your desirability to prospective employers? Get a degree or get an advanced degree. Change career fields to something that pays better.

Nearly every aspect of our lives is affected by our credit. Now is the time to order that credit report. It is absolutely vital to see where you stand with your creditors. Order your credit report. Go over it with a fine tooth comb. Dispute any items that are in error. The first time I pulled my credit report there were numerous errors. I disputed the items and they were removed or corrected. Do not underestimate the importance of this step. If you plan on moving, you will most likely be faced with an apartment complex or other rental company that wants to check your credit.

Now that you've completed all of the above steps it's time to move into the next step, planning the move. If you have the funds to leave now then you are in a great position. However, many of us are not in that position. If you don't have the money right now then it's time to open a post office box and open a separate bank account with the statement going to the post office box. Start putting little sums of money into your new bank account until you are confidant that you have enough money to leave your spouse.

While there are many additional things to consider, this guide will give you a good place to start. It is meant to cover the basics for someone who has just started to consider divorce as an option.

Brandi Simon is the owner of InjuredHearts.com where she offers articles and information for those suffering the effects of an extramarital affair. Brandi is a successful relationship coach, offering guidance to those who wish to move forward in their relationships. She specializes in Infidelity Coaching. Brandi is an affair survivor and offers advice to those who are recovering. To learn more about Brandi, the coaching services, or infidelity in general, please visit http://www.injuredhearts.com


MORE RESOURCES:

Times Online

Madonna and Guy Granted "Quickie Divorce"
Seattle Post Intelligencer - 4 hours ago
By GINA DINUNNO Just one month after announcing their split, the two were granted a preliminary "quickie divorce" Friday in the High Court of London, ...
Video: Divorce Decree for Madonna, Guy Ritchie AssociatedPress
Madonna & Guy Granted Preliminary Divorce People Magazine
Madonna, Guy Ritchie Divorce Approved by UK Court (Update3) Bloomberg
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SkySports

F1 boss in pole position for huge divorce payout
CNN International - 10 hours ago
Meanwhile, a London court Friday granted a quick divorce between Madonna and her film director husband Guy Ritchie -- after the couple reportedly struck a ...
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Reese Witherspoon divulges divorce details
Boston Herald, United States - 20 hours ago
By Herald Wire Services Reese Witherspoon dishes about her divorce from actor Ryan Phillippe in this weekend’s Parade Magazine “There are things in my life ...
Witherspoon still dealing with divorce Digital Spy
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TV Guide - Independent
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Divorce deals fizzle with economy
Atlanta Journal Constitution,  USA - 13 hours ago
By Jocelyn Noveck AP New York —- Bonnie Rabin is fond of saying that divorce lawyers are a bit like liquor stores. They’re busiest in the really good times, ...


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CBS News, NY - 3 hours ago
Do you and your spouse want a divorce, but you're staying together for financial reasons? We want to hear from you! (WebMD) Divorce triggers an outpouring ...


The Associated Press

Madonna, Ritchie granted preliminary divorce
The Associated Press - 7 hours ago
Papers released by the court said Madonna petitioned for divorce on the basis of Ritchie's "unreasonable behavior," but did not elaborate. ...


Gibson Denies Divorce and Infidelity Rumors
San Francisco Chronicle,  USA - 22 hours ago
Recent tabloid reports suggested the actor was entangled in a $900 million divorce battle with wife Robyn Moore amid allegations of infidelity. ...


AFP

Madonna and Ritchie granted 'quickie' divorce
AFP - 3 hours ago
LONDON (AFP) — Pop superstar Madonna and her British husband Guy Ritchie were granted a "quickie" divorce on the grounds of his unreasonable behaviour ...


Bernie Ecclestone divorce 'could be biggest ever'
AFP - 4 hours ago
A spokeswoman for Ecclestone's wife Slavica said Thursday that she had filed for divorce, but that seemed to come as news to the diminutive motor racing ...


E! Online

Britney blames ex-husband's failed career for divorce
Press Trust of India, India - 12 hours ago
... infamous meltdown two years ago, also admitted that her romance with Federline was over long before she filed for divorce, the Contactmusic reported. ...
Spears: 'I Married For The Wrong Reasons' San Francisco Chronicle
Britney Spears craves freedom amid career upswing The Associated Press
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